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Photo FotoManiacNYC on Flickr

So many yellow flowers... which one to choose?

FACEBOOK / INSTAGRAM / FLICKR / TWITTER photo by: Roman Kajzer @FotoManiacNYC ____________________________________________________ thank you for your visit and comments ... dziekuje za wizyte i komentarz... (Polish) gracias por su visita y comentarios ... (Spanish) obrigado por sua visita e comentários... (Portugese) la ringrazio per la vostra visita e commenti ... (Italian) je vous remercie de votre visite et commentaires ...(French) ich danke Ihnen für Ihren Besuch und Kommentare...

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Photo rsconnett on Flickr

Crucifixion 001 (Epitaph II)

Acrylic on canvas ~ 14" x 18" This painting was originally intended as a 'study' for a larger more involved and detailed painting. One I've been commissioned to create. I've decided to continue my series of paintings which began with my commission entitled 'EPITAPH' www.vomitus.com/museum/NewVmmPages/epitaph.html My 'Epitaph' series of paintings concern my trepidation and anger over the changes I have seen, and see coming, in our world. I need to express the horror I feel as I...

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Photo FotoManiacNYC on Flickr

Crystal 2012-02-01306285

BEAUTIFUL CRYSTAL POSING IN IMPLIED SESSION FACEBOOK / INSTAGRAM / FLICKR / TWITTER photo by: Roman Kajzer @FotoManiacNYC EROTIC PHOTOGRAPHY Erotic photography is a style of art photography of an erotic and even a sexually suggestive or sexually provocative nature. Erotic photography is generally a composed image of a subject in a still position. Though the subjects of erotic photography are usually completely or mostly unclothed, that is not a requirement. Erotic photography should be...

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Photo FotoManiacNYC on Flickr

They Are So Blue...

_______________________________________________ thank you for your visit and comments ... dziekuje za wizyte i komentarz... (Polish) gracias por su visita y comentarios ... (Spanish) obrigado por sua visita e comentários... (Portugese) la ringrazio per la vostra visita e commenti ... (Italian) je vous remercie de votre visite et commentaires ...(French) ich danke Ihnen für Ihren Besuch und Kommentare ...(German) поблагодарить Вас за Ваш визит и комментарии ... (Russian)...

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Photo Rich Capture on Flickr

Pigeon Point Light House - Pescadero, California, USA

Larger This outing was fairly typical for my band of misfits. We some how, started out intending to come to this spot. Then we vierd off coarse trying to get to another destination that was utterly hopeless to get to. After some climbing, sliding down muddy trails with drop offs of like 20ft to one side of us, standing on a rocky shelf and trying to figure out how to get back across a 6 foot wide ravine full of the water from the incoming tides that would be all of 12-14 feet deep on our...

Best Credit Cards for Groceries of October 2019 CNBC

October 23, 2019 -

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6 cash back credit cards
I Will Teach You To Be Rich

I Will Teach You To Be Rich

Hachette UK. 2020

The Debt Escape Plan

The Debt Escape Plan

Red Wheel/Weiser. 2015

Winner of the American Society of Journalists and Authors' 2016 Outstanding Book Award in the Self-Help category Praise for Author’s Last Book: “Confessions of a Credit Junkie is presented in a conversational tone, without confusion, techno-speak complexity or excessive industry jargon. The book breaks through delusion and naiveté and can, given a chance, inspire even the most wide-eyed spender to avoid the pit of debt that snared Harzog and so very many others. —Creditcardinsider.com If...

How You Can Profit from Credit Cards

How You Can Profit from Credit Cards

FT Press. 2008

Who would not be interested in getting an interest-free loan for 12 months for any type of purchase just for taking a few minutes to complete a credit card balance transfer offer? Or a free round-trip airline ticket twice a year just for making purchases on a rebate card? Or lowering their insurance premiums by hundreds of dollars a year just by raising their credit score? Obviously, just about every consumer is interested in saving money and getting freebies! Hence, the universal appeal of...

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